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Open Access
Research article
QR Code Payment Acceptance and Its Impact on SMEs Sustainability Performance
mahendra adhi nugroho ,
didik hariyanto ,
r. andro zylio nugraha ,
ayub khan dawood
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Available online: 01-06-2026

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The diffusion of contactless payment technologies has become a critical component of digital transformation strategies aimed at enhancing SME competitiveness in developing economies. Among these technologies, Quick Response (QR) Code Payment offers a low-cost and infrastructure-light solution, yet its adoption among SMEs remains uneven. This study investigates the determinants of QR Code Payment adoption and its subsequent effects on SMEs’ sustainability performance. Anchored in the Technology Acceptance Model (TAM) and the Resource-Based View (RBV), the proposed framework incorporates perceived usefulness, perceived ease of use, digital literacy, QR Code Payment adoption, and sustainability performance as core constructs. Integrating TAM and RBV is essential because belief-based perceptions translate into actual adoption only when supported by adequate organizational resources and capabilities, making adoption decisions the product of an interaction between what users believe and what the firm is able to execute. Survey data from 326 SMEs in the Special Region of Yogyakarta, Indonesia, were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results demonstrate that perceived usefulness and digital literacy significantly drive QR Code Payment adoption, whereas perceived ease of use does not, suggesting that performance-oriented beliefs and capability endowments outweigh perceptions of simplicity in shaping adoption behavior. Furthermore, QR Code Payment adoption positively influences economic, social, and environmental aspects of sustainability performance. These findings highlight the strategic value of digital payment integration for advancing SME sustainability and underscore the need to strengthen digital capabilities to accelerate technological uptake. The study extends the literature by jointly applying TAM and RBV to elucidate how belief structures and firm-level capabilities interact to shape adoption outcomes and their performance implications within resource-constrained contexts. For ecosystem coordinators, aligning merchant education with simple analytics dashboards can help SMEs turn payment data into insights—underscoring the need for policy support from government, financial institutions, and payment providers to ensure QR payment adoption translates into real performance gains.

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This paper investigated how trade openness and income inequality jointly shaped carbon outcomes using a panel of 94 countries from 1966 to 2015. On average, greater openness and lower inequality are associated with reduced CO2 emissions; however, their interaction is proved to be positive, suggesting that while trade openness could contribute to lower carbon emissions in relatively equal societies, its benefits diminished and even reversed under high inequality. In addition, heterogeneity analyses revealed stronger elasticities in non-high-income and high-openness subsamples, a statistically significant inequality threshold and effects that intensify at upper CO2 quantiles. Therefore, policy packages that pair trade facilitation with inequality compression and clean-technology diffusion are likely to be most effective, particularly where inequality and openness are already high. Future research should extend the analysis to consumption-based emissions, sectoral pathways, and institutional moderators to refine the trade-inequality-carbon nexus and its implications for environmental sustainability.
Open Access
Research article
Impact of Tourism on the Water Quality of the El Oconal Lagoon, Pasco, Peru: A Study for Conservation Porpuses
berardo beder ruiz sánchez ,
hitlser juan castillo paredes ,
stive flores-gómez ,
alina mabel zafra trelles ,
moisés agustín cristóbal ,
jesús marino gomez miguel ,
hebert carlos castillo paredes ,
leonidas félix villaorduña caldas ,
dionicio lópez basilio
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Available online: 12-30-2025

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El Oconal Lagoon suffers from anthropic pressure and environmental deterioration. Therefore, this study aimed to evaluate the water quality and pollution indicators of El Oconal Lagoon for conservation purposes. The study was conducted during the winter and spring of 2023, as well as the summer and fall of 2024. The main tributary, the drainage, two coastal station near a tourist center, and one stations at the pelagic zone were selected as study stations. The most important physical (temperature, electrical conductivity, transparency, turbidity, and total dissolved solids), chemical (pH and dissolved oxygen), and microbiological parameters (thermotolerant coliforms and phytoplankton) were evaluated. Water quality was assessed according to Peruvian water quality standards, Palmer pollution and trophic status indexes. El Oconal Lagoon showed anthropic impact, mainly at sites near touristic areas, where thermotolerant coliforms ranged between 252 and 1550 MPN·100 mL$^{-1}$ and Escherichia coli between 4 and 102 MPN·100 mL$^{-1}$, in both cases with levels higher than the values established in the water quality standards. Likewise, the Palmer pollution index showed lower contamination in the pelagic zone, moderate contamination in the tourist area, and probable high contamination in the drainage. The lagoon was found to be in a mesotrophic condition. These results provide evidence that the competent authorities must manage wastewater in the lagoon to preserve the health of its ecosystem.

Open Access
Research article
EnerCmed Project: A Hybrid Paradigm Combining Energy Communities and Nature-Based Solutions to Enhance the Sustainability of Mediterranean Cities
johan augusto bocanegra ,
davide borelli ,
elisa fracchia ,
emanuela pallavidino ,
juliana peshku ,
jonathan roberts ,
corrado schenone
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Available online: 12-30-2025

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Mediterranean cities are increasingly affected by climate change, energy inequality and environmental pollution. Rising temperatures, the effects of the urban heat island (UHI) and growing energy demand exacerbate socio-economic inequalities and energy poverty. To address these challenges, integrated strategies are needed, that combine effective energy system management with robust urban planning adapted to local climatic conditions. This manuscript aims to present the pilot actions implemented in the EnerCmed Project, an EU-funded project that aims to promote the sustainability in port cities by taking action in urban areas near the port, with the aim of enhancing and supporting their development. The project adopt a combined approach in which a renewable energy community (REC) or a self-consumption scheme (SCS) will be implemented through the installation of renewable energy production using Photovoltaic plant (PV) systems, to collectively generate, manage and share the energy produced from renewable sources. The key paradigm of the project consists in the development of the REC/SCS coupled with a nature-based solution (NBS) tailored to the area concerned, that increase the social acceptability and reduce UHI. This approach is oriented towards the reduction of dependence on fossil fuels, acting as a catalyst for a society in which energy autonomy and socio-economic well-being become central, thanks to actions that mitigate energy poverty and support social inclusion. This manuscript highlights the preliminary results of the EnerCmed project, demonstrating how the simultaneous implementation of REC/SCS and NBS contributes to improving energy efficiency, climate adaptation, economic and social inclusion in line with the objectives of the EU Green Deal.

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The carbon tax, one of Indonesia’s climate change mitigation instruments for achieving the Nationally Determined Contribution (NDC) target, has been continuously delayed since 2022. A carbon tax is applied to carbon-based products, particularly those derived from the oil and gas sector. The oil and gas sector aims to achieve a targeted production increase of 1 million barrels of oil and 12 Billion Cubic Feet (BCF) of gas by 2030, as mandated by the Indonesian government. However, the rise of the production target may lead to a rise in carbon emissions, contradicting the country's emission reduction commitments. This study aims to explore the perspectives of the government and the oil and gas industry regarding the urgency and readiness of carbon tax implementation in Indonesia’s oil and gas sector, as well as assessing alternative policies for emission reduction. Using a qualitative methodology, semi-structured interviews were conducted to obtain primary data. The result indicates the urgency of implementing a carbon tax in Indonesia’s oil and gas sector to reduce carbon emissions, support energy transition, and achieve Net Zero Emission (NZE), but it is outweighed by both government and industry unreadiness. The Regulatory Framework aspect primarily influences the government's unreadiness, as the absence of a carbon tax roadmap as a technical implementation guideline, combined with ongoing fuel subsidies, contributes to policy incoherence. On the other hand, the Production Sharing Contract (PSC), as the Regulatory Framework of the oil and gas sector, has the potential to be amended once the carbon tax is implemented. The findings provide an overview of the government’s considerations contributing to the years-long delay in implementation and enrich the government's viewpoint on developing a carbon tax policy, considering the industry's perspective and readiness factors.

Open Access
Research article
Assessing Quality of Boarding/Alighting Facility and Metro Stations Accessibility Incorporating Hybrid Cost Function
faria afrin prova ,
tasnia afrin ,
a. f. s. ahad rahman khan ,
nafisa tabassum ,
md. asif raihan ,
md. hadiuzzaman
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Available online: 12-30-2025

Abstract

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Mass Rapid Transit (MRT) systems play a critical role in promoting sustainable development, particularly in megacities. This study assesses the quality of boarding/alighting facilities along with accessibility of MRT, as integrated system components which is vital for maintaining a safe, efficient and user-friendly transit system, in the context of built-up cities. A robust questionnaire form is designed using 29 selected variables derived from pilot survey which was administerd to 1,397 respondents across nine operational stations of MRT in Dhaka, a developing megacity of Southeast Asia. Using the collected data, Gini Index and ANOVA are employed for variable prioritization. Machine Learning Algorithms, i.e., Random Forest (RF) Classifier, Support Vector Machine (SVM) and Classification and Regression Trees (CART), are compared to assess predictive performance where RF demonstrated better performance based on accuracy. Additionally, feature selection identified critical factors related to MRT trip performance, such as switching cost comparison, feeder service cost, inclusive service performance, customer loyalty, lighting near stations, overall comfort, security. This study, further, incorporates two most crucial factor, switching cost comparison and feeder service cost to a hybrid function, assessing system components and user transferability, utilizing a novel matrix-based approach. The study’s conclusions provide insights into boarding/alighting facility and accessibility as system components incorporating hybrid cost function (HCF) to enhance the efficiency of MRT services in built-up cities across the world.

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Functional plate is one of the most typical materials used for strengthening of reinforced concrete (RC) structures. This article focuses on using functional plates internally to improve the flexural response of RC beams. For this purpose, experimental and numerical investigations on the flexural behavior and ductility of steel-plated RC beams were conducted. Nine RC beams were cast and cured for 28 days. The steel plates were located at the tension side of the RC beams to investigate their effect on the flexural performance of the tested beams. To achieve the research objective, three configurations of the shape of steel plates were proposed, flat, curved, and rounded. The results demonstrate that using embedded steel plates is effective and significantly enhanced the flexural performance of concrete beams. The strengthening delayed the first cracking appearance and increasing of ultimate load up to 45% compared to the reference beam. Further, there was an improvement in ductility and stiffness behaviours by 202% and 46%, respectively, particularly for beams with constrained flat steel plates, which exhibited the highest performance gain. The experimental and finite element (FE) results showed a good agreement in terms of cracking behavior and with approximately 6% maximum ultimate load difference.

Open Access
Research article
Optimizing Da’wah Through the MASJIDA Application: A Cognitive Ergonomics Approach to Enhance User Experience
ririt dwiputri permatasari ,
m. ansyar bora ,
luki hernando ,
vitri aprilla handayani ,
taufiq rahman ,
larisang ,
m. ropianto ,
tommy saputra ,
fitri mehdini addieningrum ,
dukhroni ali ,
alhamidi ,
haidil fauzan ,
nur shilah ,
muhamad andrian yudhistira ,
shafira putri rheyna ,
fani rahma yanti ,
anisa fitrianti
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Available online: 12-30-2025

Abstract

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This study investigates how cognitive ergonomics-based interface design can enhance user experience and reduce cognitive workload in digital da’wah applications, using the MASJIDA mobile application as a case study. While existing digital da’wah platforms primarily emphasize functional features and content dissemination, limited attention has been given to systematic evaluations of usability and cognitive load. To address this gap, this study integrates cognitive ergonomics principles into the design and evaluation of MASJIDA, a mobile application developed to support mosque management and congregational engagement. A pre-test and post-test experimental design was employed involving mosque administrators and congregants. System usability was measured using the System Usability Scale (SUS), while cognitive workload was assessed using the NASA Task Load Index (NASA-TLX). The results demonstrate a substantial improvement in usability, with SUS scores increasing from 55.1 to 79.3 for congregants and from 55.5 to 85.4 for mosque administrators. In parallel, NASA-TLX results reveal a significant reduction in mental demand, effort, and frustration, indicating lower cognitive workload after implementation. These findings confirm that applying cognitive ergonomics principles contributes not only to improved usability but also to more cognitively efficient user interactions. This study provides empirical evidence and analytical insights for the development of user-centered digital religious applications that balance functional effectiveness with cognitive accessibility.
Open Access
Research article
Evaluation of Pore Space Conversion in Clayey Limestones upon Hydrogen-Methane Mixture Injection
elisaveta a. safarova ,
maria o. sakharova ,
anastasia k. yumasheva ,
iliya v. malevin
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Available online: 12-30-2025

Abstract

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As part of the study of the possibilities of using hydrogen as an alternative energy source, in particular in aspects of its underground storage, it is necessary to evaluate its interaction with host rocks. This article describes the initial results of experimental studies on carbonate rocks, specifically clayey limestones, when injecting hydrogen together with methane under given reservoir conditions typical for underground gas storage facilities, paying special attention to the assessment of changes in the pore space. The paper compares the method of computed tomography, which analyzes discrepancies in the attenuation of X-ray radiation by various rock components, and nuclear magnetic resonance relaxation, based on the phenomenon of resonant absorption of electromagnetic field energy by matter caused by nuclear paramagnetism. As a result of the interpretation of the analysis, it was shown that the overall and effective porosity remain stable as the values decreased for the tested samples by 0.1%, which indicates that hydrogen does not significantly affect the reservoir properties. An important result was the assessment of clay porosity, according to nuclear magnetic resonance relaxation calculations, its value increased by 2 times (from 0.15% to 0.28%) after exposure in the hydrogen-methane mixture, indicating the need to control the state of the overlapping clay strata and their integrity. These initial studies can be used in oil and gas field practice.

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This study investigated the impact of financial inclusion, driven by digital financial platforms, on economic growth in Ghana between 2000 and 2023. Using secondary data from the World Development Indicators, the analysis applied Nonlinear Autoregressive Distributed Lag (NARDL) and Quantile ARDL (QARDL) models to capture both asymmetric and distributional dynamics. Existing literature affirmed the positive role of financial inclusion in development, but it often assumed linear and homogeneous effects and overlooked potential asymmetries. Despite global advances, financial exclusion remains acute in sub-Saharan Africa, where weak infrastructure, institutional inefficiencies, and structural barriers constrain access to finance. The results revealed that improvements in financial inclusion significantly enhanced economic growth by expanding savings, credit access, and productive investments, while reductions in inclusion undermined growth by restricting capital mobilisation and weakening financial intermediation. These findings highlighted the dual role of financial inclusion as both a growth enabler and a potential constraint when exclusion persists. Policy recommendations include expanding digital financial infrastructure in rural and marginalised communities, strengthening regulatory frameworks to enhance consumer protection and trust, and broadening financial literacy programmes to ensure effective utilisation of financial services. By integrating nonlinear and quantile-specific estimations, this study contributes new evidence to the fragile yet transformative role of digital finance in the development trajectory of Ghana.
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